HOA Compliance Guides
Practical guides for volunteer board members on reserve funds, reporting, fund accounting, meetings, and governance. Written for treasurers, presidents, and secretaries rather than property managers.
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HOA CC&Rs Explained: Declaration, Bylaws & Rules
What are HOA CC&Rs? Learn how the Declaration of Covenants, Conditions & Restrictions differs from bylaws and rules, how covenants run with the land,...
HOA Collection Policy Template: Delinquency & Lien
A compliance-ready HOA collection policy template covering grace periods, late fees, interest, lien filing timelines, FDCPA obligations, and board authority...
HOA Conflict of Interest Policy: Disclosure, Recusal &
Everything HOA boards need to know about conflict of interest policies: statutory disclosure requirements, recusal from votes, interested-director...
HOA Cybersecurity for Boards: Wire Fraud, Ransomware, and
Practical cybersecurity guidance for HOA boards: how to prevent wire fraud BEC scams, ransomware attacks on management systems, owner PII breaches, and what...
HOA Delinquent Account Procedures: Aging, Escalation &
A practical guide to HOA delinquent account procedures: how to build an aging schedule, run a compliant escalation workflow, apply FDCPA rules, prohibit...
HOA Directors & Officers Insurance Guide: Coverage,
What D&O insurance covers for HOA boards, why volunteer directors are personally exposed without it, typical limits, claims-made vs occurrence, exclusions,...
HOA Estoppel Letter Guide: Fees, Timeframes & State
What an HOA estoppel letter must contain, statutory response deadlines and fee caps in Florida, Texas, and California, common errors that create board...
HOA EV Charger Laws: Owner Rights, HOA Authority & Cost
State statutes granting owners the right to install EV chargers in HOA communities, the reasonable restrictions boards can still impose, metering, electrical...
HOA Fine Schedule Template: State Caps, Sample Ladder &
A practical HOA fine schedule template with statutory caps by state (FL $100 per incident / $1,000 aggregate; TX reasonable standard; AZ ARS 33-1803),...
HOA Insurance Claim Process: A Step-by-Step Guide for Boards
How HOA boards file a master policy insurance claim: notice of loss, deductible obligations, bare walls vs. all-in coverage, owner HO-6 interaction, loss...
HOA Lien and Foreclosure Process: What Boards Need to Know
A compliance-first guide to the HOA lien and foreclosure process: pre-lien notices, statutory waiting periods, judicial vs. non-judicial foreclosure,...
HOA Investment Policy Statement: Fiduciary Rules for
How to write an HOA investment policy statement that protects reserve funds, stays within FDIC insurance limits, and satisfies your fiduciary duty as a...
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